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Often the mere thought of filing bankruptcy can be so crippling that individuals and families may delay their decision until it is too late for a bankruptcy to resolve their financial problems.  A free initial consultation with the Law Office of Scott B. Lewis will help you to determine if filing bankruptcy is the right option for you and your family.

The Law Office of Scott B. Lewis, is focused on resolving your financial difficulties and helping you get back on the path of fiscal well being.  Protecting your property, assets and restoring your peace of mind is our primary goal.  

What is the difference between a Chapter 7 and a Chapter 13 Bankruptcy?
The Issue:                                                                                                         Chapter 7     Chapter 13
  Y              Y
  Y              Y
  Y              Y
  Y              Y

Eliminate or reduce unsecured (credit card, personal loan) debt


Eliminate or reduce medical bills 


Stops all creditor harassment, lawsuit or judgment collection

Reset utility accounts for a fresh manageable start

A home saver plan can be created to cure mortgage arrears


Potential for second mortgages to be eliminated

Potential to lower car payments through a plan

A plan can be created to deal with delinquent tax debt


"At the end of every seven years you shall grant a release of debts. And this is the form of the release: Every creditor who has lent anything to his neighbor shall release it; he shall not require it of his neighbor or his brother, because it is called

the LORD's release." 

                                                                                            (Deuteronomy 15: 1-2)


Scott B. Lewis, Attorney


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